Identity Theft: 5 Things To Do If Your Information is Stolen

April 2, 2009

Your credit rating forms the bedrock of your financial life. If you are the victim of identity theft, your credit rating – and quality of life – can be ruined.
//

Without a good credit rating, it is difficult to buy a house, open a bank account or even get a new job.   Therefore, protecting your personal information [...]

Read the full article →

Debt Consolidation – Can It Work For You?

March 31, 2009

Social Lending (or Peer Lending) Networks offer a good alternative to traditional bank loans for credit worthy applicants

Read the full article →

Is a Merchant Cash Advance Right for Your Business? – Part III

March 10, 2009

When it comes to Merchant Cash Advances,  we’ve now covered the good, the bad . . . and now its time for the . . . you guessed it – the ugly.

In my opinion, the nastiest part of the Merchant Cash Advance industry stems from the fact it is unregulated. (No, I’m not a [...]

Read the full article →

Is a Merchant Cash Advance Right for Your Business? – Part II

March 7, 2009

Yesterday, we covered the positives of a Merchant Cash Advance as a source of working capital for your business.   To recap: they are fast (funds are usually available within 5 – 10 business days); unsecured; don’t show up or tie up your personal credit; and are available to those with less-than-perfect credit and in industries that [...]

Read the full article →

Is a Merchant Cash Advance Right for Your Business? – Part I

March 6, 2009

The Merchant Cash Advance is a rapidly growing source of alternative working capital for small businesses.  With a Merchant Cash Advance, a merchant sells a percentage of his or her future credit card receipts in exchange for an upfront lump sum amount.
Here’s how it works:
Let’s say your business does $10,000 a month in credit card sales and a funding company [...]

Read the full article →

Next Entries →